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TDS is deducted every time the Bank pays/re-invests interest during the Financial year. In addition TDS is also deducted on interest accrued(but not yet paid) at the end of financial year viz. You can open a Recurring Deposit account for a minimum period of 6 months, and thereafter in multiples of 3 months up to a maximum period of 10 years. If the aggregate interest that you are likely to earn for all your deposits held across branches in a customer id is greater than Rs.40,000/- (Rs.50,000/- for senior citizen) in a financial year , you become liable for TDS. TDS is deducted every time the Bank pays/re-invests interest during the Financial year.In addition TDS is also deducted on interest accrued(but not yet paid) at the end of financial year viz. At any point, if you wish to check your Fixed Deposit holdings, the same may be viewed on the Fixed Deposit summary page on Net banking.

What are the fees and charges applicable to a Business MoneyBack Credit Card?

Kindly submit a written request to your nearest Retail Loan Service Centre to close your account. Our customer service desk will provide you with the necessary assistance. This will completely depend on the market rate of the securities that you have pledged.

What are the merchant categories wherein the Chip card can be used?

Both account holders can get an ATM / Debit Card, but a maximum of two cards are given for each Super Saver Account. We request you to visit the nearest branch and fill the fixed deposit booking account opening form to open a 5 Year Tax Saving Fixed Deposit. It is risk free since it is backed by the Government of India, there is a tax benefit on both the interest earned and the principal invested, and the rate of interest is a little higher than bank fixed deposits. Please submit your requirement at your nearest branch, through a written letter duly signed by all account holders. In case you are unable to visit a branch, you can send the letter by post or courier. Alternatively, you may submit the attached form to your nearest branch to register for the email statement facility.

Welcome Benefits

For more information, contact your nearest branch or call our phone banking number. You can directly make the tax payment after you have registered with the bank for NetBanking. For more information, contact your nearest branch or call our phone banking number. In certain countires ATM Service providers are authorized to charge surcharge/convenience fees from the cardholders for accessing the ATM to withdraw money.

• All proceeds received on maturity of the SSY scheme are tax free.
• Alternatively, customer can visit the Retail loan branch.
• The premium is also subject to certain deductions based on the insured’s age and occupation and the No Claim Bonus earned by the insured during the policy period.
• All details of the holders in the Mutual Fund records will be replaced by the address details available in the CVL record.
• You get preferred Processing Fee, priority processing and simpler documentation if you have a Current/Saving Account with HDFC Bank.
• You can either close the Resident Current Reimbursement account (Click here for form) or re-designate the same to NRO Current Account.

CERTIFICATE IN Non Banking Financial Companies – Centre List

You choose your maturity benefit option and death benefit option at policy inception and they cannot be changed during the policy term. Yes the plan provides the option to the policyholder to receive the future payouts monthly instead of yearly. In such cases, the monthly payout shall be 8% of the annual payout. The policyholder can avail a loan under the policy, provided the policy has acquired a surrender value and subject to terms and conditions as the company may specify from time to time. In case of death due to accident during the term of the policy, an additional benefit equal to ‘Sum Assured on Death’ is payable. This amount is payable provided the life assured is aged 18 years & above on the date of death.

Scan with Bharat QR Code & Pay

So when you pay online, always look for your Personal Assurance Message/ Personal Message to ensure that HDFC Bank is authenticating you. All you need is an Internet connection and Internet Explorer 5.0 and above or Mozilla Firefox 1.5 and above or Netscape Navigator 8.1 and above. Find out if you browser is compatible by going to the “Help” menu on the upper right-hand side of your browser and select the “About” option. It will tell you what version is installed on your computer. No, you do not have to re-register your renewed card since the card number remains the same.

Product details

Please send a request mail to  for extension of policy along with health declaration attached to it. You will receive a response from us with the detailed procedure and the additional premium amount. The renewal notice for a home insurance policy is sent 30 to 45 days in advance of the expiry of the policy. Yes, the company will pay a maximum of 1% of the total claim amount for debris removal. No there is no age limit to buy a home insurance policy. The policy moneycoming may be extended for a maximum of 180 days.

What are the features and benefits of a Business Regalia First Credit Card?

However, in case of non-network hospitals you will have to settle hospital bills at the time of discharge and consequently, the same will be reimbursed to you by us. Critical Illness Insurance is a policy that pays out a lump sum amount up to the sum insured upon diagnosis of a critical illness covered under the policy. Yes, hospital cash provides a benefit of Rs. 250 every day up to a maximum of 30 days in case of hospitalization due to an accident. Yes hospital cash provides a benefit of Rs. 1,000 for every day up to a maximum of 30 days in case of hospitalization due to an accident. A dependent child is an unmarried child between the age of 3 months and 18 years, or up to 21 years if in full time education, residing with the insured person. It will commence within 15 days from the date of receipt of the form and premium payment.

• Yes, a separate Dematerialization Request Form should be filled for each ISIN.
• During the auto cover continuance period, the additional accidental death benefit shall be reduced to paid-up Sum Assured on Death.
• No, there is no medical exam required for anyone below the age of 70 years.
• When an unknown user tries to access your account by trying various passwords, your account will automatically get locked.
• Explore these pages to support our shared values and contribute to a thriving digital community.
• You can borrow up to 90%, subject to credit underwriting standards of the bank.
• Yes you are eligible for SmartDraft, if your salary account with us has regular salary credits and your company is on our approved list for overdraft facility.

449 Money Coming In Stock Photos and High-res Pictures

The Chip Card can be used across all merchant categories be it for Movie tickets, Travel, Shopping, Apparels, online, etc. How do I avail the 6E Prime Add-On and what is the validity of the Add-On? The 6E Prime Add-On will be made available to the card members on payment of Card Membership Fee. The customers will get the Add-On voucher online, in their 6E Rewards Account on IndiGo’s 6E Rewards platform available on

Can HDFC Bank Chip cards be used as a normal Swipe card?

You can now make your Credit Card payments online from any other bank account, if you do not have an account with HDFC Bank. Your will see all the unbilled transactions on your Credit Card account including any debit or credit since the last credit-card bill generation. Conversion of purchases to EMI is eligible on selected merchants, spend amount and type of purchase on your credit card.

SmartUp is here to assist you in achieving your startup goals with smart financial tools, smart advisory services and technology. You can transact at any HDFC Bank across the country. Charges as mentioned in the Fees and charges section will apply. Interest earned on your Savings Account balance shall be credited to your account on Quarterly basis. If the account status is ‘Dormant’, transactions through Direct Banking Channels like ATM, NetBanking, PhoneBanking are not be allowed by the Bank. The branch will assist you after the form has been submitted by you.

• Your card is your passport to a wide array of services and products, valid at all merchant outlets for in-store or online purchases, including shopping, dining, travel, bill settlements, entertainment, and more.
• You need your Customer Id (unique identification code provided to you by the Bank) and IPIN (NetBanking password) to login to the application.
• All the balances that are shown to you are up-to-date and cover transactions done by you over any of our channels.
• When should a customer fill a progressive dispute form?
• Trading of these securities is allowed after completion of fixed lock-in period under certain terms & conditions.
• And remember, you can use your Platinum Debit Card at all HDFC Bank ATMs just like a normal card.

• HDFC Bank offers Fixed rate of interest at reducing balance method.
• In case the Checking /Current option is not available, you should select the “Credit” option.
• With HDFC Bank MobileBanking, you initiate and authorize each and every payment that is made from your account.
• Hence it has benefits linked to diagnosis and treatment of disease and no death benefit is payable.
• It also assists the cardholder to know the exact transaction value in the currency selected at the time of transaction.

In the event that you wish to change the mode of repayment/bank account for your loan repayment, you may visit the nearest Retail Loan Service Center and submit your request with the revised account mandate/instructions. In the event of an accident, the first step is to inform the insurance company. The company then sends a surveyor to assess the extent of damages to the car. Your claim is then processed and paid directly to us, unless you have taken an NOC from the bank in which case the payment will be made by the insurance company in your favour. The bank normally gives you an NOC if you are regular in your payments.

• Visit /emicalc for EMI Calculator and choose product as Insta Loan.
• The table below describes each of the above benefits in detail.
• Your Credit Card account is separate from your Current/Savings account.
• The Bank will need the money in your account at the time of placing the bid for IPO shares through the ASBA payment option.
• If you say ‘Yes’ for standing instruction, you need not submit ‘Receipt in’ slip every time you buy securities.

How can I activate OlaMoney Postpaid service for my account ?

Simply sign in to our Prepaid Card NetBanking portal, navigate to ‘Manage My Profile,’ select ‘Change Password,’ and follow the prompts to ensure your credentials are up-to-date. What is the tenure of the  Money plus Pettycash Prepaid Card  Your  Money plus Pettycash Prepaid Card remains active for five years, retaining its validity until the final working day of the month mentioned on your card. Loading and reloading is as per the corporate instructions. It is not possible for cardholders to request a reload. Administer your card with ease via our Prepaid Card NetBanking Portal.

CERTIFICATE EXAMINATION FOR DRA – Online Registration of Examination Applications

For availing the same you need to ask your Relationship Manager to group your family member’s Savings Account with your account. Please note that grouping does not lead to sharing of financial information. What is the result of not paying certain number of instalments? If six consecutive instalments are unpaid, the bank reserves the right to close the Dream Deposit account. The interest rate applicable on such closed accounts will be as per the premature withdrawal policy of the bank.

You have to visit the nearest designated HDFC Bank branch to apply in an IPO through ASBA. It is not essential that you hold an Account in that branch, you should hold an Account with the Bank though. No further physical documentation is required to avail of this facility. Yes, you can apply through a physical application; however, you CANNOT currently apply through ASBA on NetBanking. ASBA means ‘Application Supported by Blocked Amount’ as defined in clause (d) of sub Regulation (1) of regulation 2 of the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2009. ASBA is an application containing an authorization to block the application money in the Bank account for subscribing to an IPO/FPO or Rights Issue.

Even if you lose your phone your account will be safe, as to use this application you need a password. If you don’t use this service for 999 days, your account will be deactivated after 999 days. You can get GPRS by calling your mobile operator and subscribing to a GPRS connection.